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The free Bill Appeal Kit

Five steps, four templates and two printable worksheets, from someone who spent fifteen years inside U.S. healthcare operations.

What you get

A free, printable PDF (13 pages) that takes you through a medical bill that doesn’t add up, from the first phone call to a settled balance.

  1. Get it. Request the itemized bill, not the summary. Letter + phone script
  2. Read it. Check it for the common billing errors, side by side with your EOB. Audit worksheet
  3. Ask. Find out whether financial assistance can reduce or erase it. Assistance letter + the exact words to use
  4. Appeal. If insurance said no, challenge the denial in writing. Appeal letter + appeal timeline
  5. Settle. Negotiate what’s left, safely. Negotiation script + what never to agree to

Also inside: a printable call log, a follow-up email that puts phone promises in writing, and a six-step escalation ladder.

Who it’s for

Anyone in the U.S. with a hospital or medical bill that looks wrong, too high, or was denied by insurance — for yourself or for someone you help.

What happens next

  1. Enter your email below.
  2. We send a short email — tap Yes, confirm.
  3. The Kit arrives by email with a download link.

Education, not medical, legal or insurance advice.